Directory of Failure Codes - Credit Card(3)

2020-08-03

Risk Control

Code Description
200000 Transaction reject(high risk)
201000 Transaction reject(suspected fraud)
202000 Transaction reject(expired card)
202001 Transaction reject(stolen or lost card)
203000 Error on the risk system

Bank Control

Code Description
300000 Transaction declined (invalid card)
300001 Transaction declined (invalid CVV)
300002 Transaction declined (wrong expiry date)
300003 Transaction declined (account holder not valid)
301001 Transaction declined (format error)
301002 Transaction declined (Do not honor,Please contact the issuing bank to confirm the bank card payment limit)
301003 Transaction declined (limit exceeded)
301004 Transaction declined (too many invalid tries)
301005 Transaction declined (maximum transaction frequency exceeded)
301006 Transaction declined (merchants limit exceeded)
301007 Transaction declined (restricted card)
301008 Transaction declined (expired card)
301009 Transaction declined (card lost)
301010 Transaction declined (Incorrect personal identification number)
301011 Transaction declined (cardholder authentication verification failure)
301012 Transaction declined (invalid amount)
301013 Transaction declined (duplicate transaction)
301099 Transaction declined (other reason)
302000 Transaction declined (High risk transaction)
303000 Refund failed(refund volume exceeded or tx reversed or invalid workflow)

3DS Validation

Code Description
400000 Transaction failed (3DS validation failed)
400001 Transaction failed(customer not participating in 3DSecure program)

System Error

Code Description
500000 Error on the internal gateway
500001 Error on the internal gateway(invoke internal service error)
500002 Error on the internal gateway(state machine error)
500003 Error on the internal gateway(invalid workflow
500004 Error on the internal gateway(workflow was terminated)
500005 Error on the internal gateway(threeDSecure transaction error)
500006 Error on the internal gateway(analysis response error)
600000 Error on the external system
600001 Request the external gateway error
600002 Received external gateway response timeout

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